Buy to Let Mortgages | Nationwide No Fee Broker
We are a Nationwide Buy to Let Specialist Broker dealing with buy to let mortgages. We search the whole of the market to find you the best deals and DO NOT charge any broker fees for our services at any point.
We have been dealing in Buy to Let and Commercial mortgages for many years and have excellent relationships with the specialist lenders in this field including BM Solutions, The Mortgage Works, Godiva and many more.
Latest Buy to Let Criteria
- You will now need a minimum deposit of 25% but rates can vary if you are able to put a larger deposit down.
- We can get a full mortgage offer in just a few days so now you can buy at auction and purchase reposession properties and still complete in 21-28 days with a buy to let mortgage!
- There are still mortgages available with No minimum income
- You cannot remortgage a property until it has been owned for 6 months
- You cannot purchase a property from a vendor that has owned it for less than 6 months
Buy to let mortgages are specialist home loans for buying property to let out rather than live in yourself. Sometimes known as Landlord mortgages Buy to Let mortgages are used by property investors to purchase property to rent.
Since the credit crunch the number of lenders in the buy to let sector have reduced from over 100 18 months ago to barely 20 lenders. However property investing is still popular and many new investors have entered this exciting market disillusioned by the low interest rates they are achiving from their savings.
As with standard mortgages you can choose either interest only or capital and repayment options.
Recent data from the Government shows that over the next 10 years private ownership of housing will reduce from its current 70% to between 40 - 50% so it seems that this market will get stronger over the next decade with demand for rental properties increasing further.
You can use our online mortgage calculators to estimate the maximum you can borrow, minimum rental required, stamp duty tax, and buy to let remortgage savings.
Compare Buy To Let Mortgages
- By taking professional mortgage advice you will have access to all the latest Buy to Let deals, including several exclusive products.
- Let us find you the best BTL rates for both professional and student lets. We can also find solutions for Limited Company Buy to Lets and also HMO's.
- All applications are handled and completed by telephone and post, saving you time, so you can concentrate on your business.
- Our mortgage advisors search the whole of the market to find you the best rates, saving you hours of your time.
Get Your - Free No Obligation - Buy To Let Mortgage Quote Here
UK Mortgage & Property News
- 26 January 2010 - Demand for rental properties soars.
- 22 January 2010 - Letting agents face investigation over missing deposits.
- 14 January 2010 - Developers go to the courts over contracts.
- 06 January 2010 - Mortgage funding to increase in BTl's.
- 20 November 2009 - Buy to let arrears slow down.
- 29 October 2009 - FSA threatens more regulation for BtL's.
